Privacy Policy for Mortgage Calculator by Oldgate

Old Gate
Last Updated: June 8, 2025

Mortgage Calculator by Oldgate is developed and published by Old Gate as an Ad Supported app. This SERVICE is provided by Old Gate at no cost and is intended for use as-is.

This Privacy Policy outlines our policies regarding the collection, use, and disclosure of information if you choose to use our app.

By using this app, you agree to the collection and use of information in accordance with this policy. The information we collect is used solely to provide and improve the app. We do not use or share your personal information with anyone except as described in this Privacy Policy.


Information Collection and Use

To provide key functionalities like ad support and PDF export, the app may request the following permissions:

  • Internet access
  • Network and Wi-Fi state access
  • Storage access (for older devices)

These permissions are required for:

  • Displaying ads
  • Managing consent
  • Saving PDF reports locally on your device

We do not collect personally identifiable information directly. However, we use third-party services that may collect non-personally identifiable information such as:

  • IP address
  • Device identifiers (e.g., Android Advertising ID)
  • App usage statistics
  • Crash logs and diagnostics
  • Approximate location (based on IP)

These services operate under their own privacy policies.


Third-party Services Used

We encourage you to review their privacy policies for detailed data handling practices.


Consent for Ads (GDPR, CCPA)

To comply with privacy regulations such as the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), we use Google’s User Messaging Platform (UMP) to collect and manage user consent.

You will be prompted with a consent form that allows you to select:

  • Personalized ads
  • Non-personalized ads
  • Opt-out (if applicable)

You can change your ad preferences at any time by selecting the “Manage Consent” option available in the app settings.


PDF Export & Storage Permission

Mortgage Calculator by Oldgate includes a feature to generate and export mortgage reports as PDF documents.

  • On Android 10 and above, files are saved using Scoped Storage (no special permission required).
  • On Android 9 and below, we request WRITE_EXTERNAL_STORAGE permission to save the PDF to your Documents folder.

These PDFs are stored only on your device and are not shared externally or uploaded.


Log Data

In case of app crashes or errors, diagnostic data may be collected via third-party SDKs. This may include:

  • Your device’s IP address
  • Device model and OS version
  • Time and date of error
  • App version
  • Crash traces

This data helps us maintain and improve the app’s performance.


Cookies

The app does not use cookies directly. However, third-party SDKs such as AdMob may use cookies or similar technologies for ad delivery and analytics. Your consent preferences determine how cookies are handled.


Service Providers

We may employ third-party companies for:

  • Advertising
  • Consent management
  • Crash reporting
  • Analytics

These providers have access to your data only to perform tasks on our behalf and are bound by strict confidentiality and usage limits.


Security

We value your trust and strive to use commercially acceptable means of protecting your data. However, no method of data transmission or electronic storage is 100% secure. We cannot guarantee absolute security.


Links to Other Sites

Our app may contain links to external websites. If you click a third-party link, you will be directed to that site. These sites are not operated by us, and we strongly encourage you to review their Privacy Policies.


Children’s Privacy

Mortgage Calculator by Old Gate is not intended for users under the age of 13. We do not knowingly collect personal information from children. If we become aware that a child under 13 has provided us personal information, we will delete it immediately.


Changes to This Policy

We may update this Privacy Policy occasionally. Any changes will be posted on this page and take effect immediately. Please check this page periodically for updates.


Contact Us

If you have any questions or concerns about this Privacy Policy, feel free to contact us at:

oldgatebd@gmail.com